Financial Planning
Experienced and thoughtful planning is our core strength. Our holistic financial planning approach is based on over 25 years of experience helping our clients reach their objectives. It begins by getting to know each other and coming to a mutual understanding of your financial big picture. We take into consideration all aspects of your current financial situation, from your investments to your retirement goals and estate plan, to implementing a customized strategy to meet your short term needs, as well as achieve your long-term aspirations. With that knowledge, we construct a plan customized to your unique situation and dreams for the future.
Our role is to be your advocate and trusted guide. As an independent registered investment advisor, we are a fiduciary and are required to always act in your best interest. Your financial future, retirement, and legacy hinge on your ability to successfully navigate the complexities of the investment world – that requires a plan that’s custom tailored for you. Let us help you reach your objectives and fulfill the commitments you’ve made to your loved ones.
Retirement Planning
Helping you retire on your own terms is our primary concern. We focus on wealth preservation and retirement income needs, so you can confidently live your ideal retirement and sleep well at night knowing your financial future is being well managed.
Our experienced staff analyzes your entire financial situation and comes to know your unique retirement goals. We then construct and manage a retirement plan designed to help you reach those goals and guide you through all stages of retirement. Whether you are approaching retirement or already enjoying it, let us help you reach your dreams and enjoy the retirement you’ve worked so hard to achieve.
Estate Planning
Many people think you have to be among the ultra-wealthy to need or have an estate plan. Nothing could be further from the truth. We understand the importance of having an up-to-date estate plan in place and can help guide you through the process.
It’s your life and legacy; make the most of both by ensuring your estate is in order. From using your wealth to help secure your family’s future to supporting worthy causes, by planning ahead you can potentially leave more of your legacy to your loved ones. We help you make sense of the options by covering all aspects of your estate, from inheritances, trusts, and generational gifting, to the building blocks of any solid estate plan: a will and power of attorney.
Tax Planning
By fully understanding tax implications and the impact they can have on your overall planning efforts, we can help you develop a tax strategy that is right for you. Income, estate, capital gains, real estate, federal and state – the list seems to go on and on. That’s where we come in. We help you make sense of it all, with the help of the CPAs within our firm, so you don’t pay more than you’re obligated to.
After all, you’ve worked hard to acquire and accumulate the wealth you have. Why not keep as much as you are allowed? We focus on creating proactive tax planning strategies that will potentially mitigate tax liability for you and those you plan on supporting through your estate and legacy planning efforts.
Insurance Planning
Insurance planning provides you with financial protection in the case of unforeseen events that have negative effects on your well-being. Many people understand the need for protection, but don’t understand the full spectrum of insurance options and how they should work in harmony within their overall financial planning efforts.
We often review your current insurance policies and attemp to identify potential needs or gaps in your coverage, such as Life, Disability, and Long-term Care (LTC). We then make recommendations for improvements and additions within the context of your current financial plan. We take the time to carefully explain the many options you have so you are comfortable and have the peace of mind needed to enjoy life to its fullest.
